Matrisk Terms of Service
Last Updated: July 31, 2025
If you signed a separate Cover Page to access the Product with the same account, and that agreement has not ended, the terms below do not apply to you. Instead, your separate Cover Page applies to your use of the Product.
This Agreement is between Matrisk and the company or person accessing or using the Product. This Agreement consists of: (1) the Order Form below and (2) the Framework Terms defined below.
If you are accessing or using the Product on behalf of your company, you represent that you are authorized to accept this Agreement on behalf of your company. By signing up, accessing, or using the Product, Customer indicates its acceptance of this Agreement and agrees to be bound by the terms and conditions of this Agreement.
Cover Page
Order Form
Framework Terms:
This Order Form incorporates and is governed by the Framework Terms that are made up of the Key Terms below and the Common Paper Cloud Service Agreement Standard Terms Version 2.1, which are incorporated by reference. Any modifications to the Standard Terms made in the Cover Page will control over conflicts with the Standard Terms. Capitalized words have the meanings given in the Cover Page or the Standard Terms.
Cloud Service:
Filings AI is an AI-powered platform that helps insurance actuaries, underwriters, and product managers rapidly analyze regulatory filings, track competitor strategies, and uncover market insights through advanced document parsing and semantic search.
Order Date:
The Effective Date
Subscription Period:
1 year
Cloud Service Fees:
Our fees are customized based on your organization’s size and needs, typically structured around your Gross Written Premium (GWP). We offer flexible licensing options—including named-user licenses, floating (concurrent) licenses, and enterprise-wide agreements—with pricing tailored to align with your business scale and usage requirements.
Payment Process:
Automatic payment:
Customer authorizes Provider to bill and charge Customer’s payment method on file annually for immediate payment or deduction without further approval.
Non-Renewal Notice Period:
At least 30 days before the end of the current Subscription Period.
Use Limitations:
Customer may access the Service and its outputs (“Output”) solely for Customer’s internal business purposes. Customer shall not, and shall not permit any third party to:
- AI model training – use any Input or Output (in whole or in part) to train, fine-tune, evaluate, or otherwise develop or improve any machine-learning or AI system.
- Competing services – offer, license, sell, or otherwise make the Service or Output available as part of any product or service that competes with Filings AI.
- Bulk extraction / scraping – automatically or programmatically scrape, spider, harvest, or bulk-download the Service or Output beyond the usage limits in the applicable Order Form.
- Reverse engineering – attempt to decompile, disassemble, reverse engineer, or otherwise discover any source code, models, algorithms, or underlying data used to provide the Service.
- Removal of notices – remove, obscure, or alter any proprietary or copyright notice contained in the Service or Output.
- Exceeding licensed scope – exceed any seat, transaction, or geographic limits expressly set forth in the Order Form.
- Prohibited content / unlawful use – use the Service or Output in violation of applicable law or regulation, including to infringe the intellectual-property or privacy rights of any person.
Key Terms
Customer:
The company or person who accesses or uses the Product. If the person accepting this Agreement is doing so on behalf of a company, all use of the word “Customer” in the Agreement will mean that company.
Provider:
Matrisk
Effective Date:
The date Customer first accepts this Agreement.
Governing Law:
The laws of the State of Delaware
Chosen Courts:
The state or federal courts located in Delaware
Covered Claims:
- Provider Covered Claims: Any action, proceeding, or claim that the Cloud Service, when used by Customer according to the terms of the Agreement, violates, misappropriates, or otherwise infringes upon anyone else’s intellectual property or other proprietary rights.
- Customer Covered Claims: Any action, proceeding, or claim that (1) the Customer Content, when used according to the terms of the Agreement, violates, misappropriates, or otherwise infringes upon anyone else’s intellectual property or other proprietary rights; or (2) results from Customer’s breach or alleged breach of Section 2.1 (Restrictions on Customer).
General Cap Amount:
The fees paid or payable by Customer to Provider in the 12-month period immediately before the claim.
Notice Address:
- For Provider: sergey@matrisk.ai
- For Customer: The main email address on Customer’s account